Tornado Disaster Tips

Did you know:

• That tornadoes strike every month of the year and in almost every state.  
• Peak tornado season:  April to August.

Before a Tornado:

• Make a written or videotaped inventory of household possessions/property and store in a safe place with insurance policies, documents and other valuables.
• Identify a safe location in your home--a basement, center hallway, bathroom or closet on the lowest floor.
• Take a first aid class from your local Red Cross Chapter.
• Assemble a disaster kit including:  first aid kit, medications, battery-powered radio, flashlight, extra batteries, canned food, can opener, bottled water, sturdy shoes and work gloves.

• Make a utilities checklist with instructions on how to turn them off.
• Conduct periodic tornado drills.
• Listen to your local radio and TV stations for updated storm information and for instructions if a disaster occurs.
• Check your homeowners insurance policy to make sure you're covered for damage due to tornadoes.

After a Tornado:

• Call your independent insurance agent as soon as possible.
• Make temporary repairs to prevent further damage.
• Delay permanent repairs until your insurer approves reimbursement.
• Get any necessary construction permits from your community.
• Keep all receipts.

• Prepare an inventory of all damaged or destroyed personal property.
• Take photos of damaged areas.
• Save remnants of damaged or destroyed property for your insurance company adjuster.
• Meet with your adjuster first, before signing anything with contractors, lawyers or public adjusters.